Get a Car in the UK as an Expat
What's the Best Option For You?
If you’ve just arrived in the UK or making your plans to come to the UK, your options may differ. Maybe, your arriving in the UK to work on a 12 month contract, or you’re looking at settling in the UK full-time but you don’t want to commit to purchasing a car. Everyones individual circumstances can differ.
We’ve found that so many Expats arrive in the UK, thinking that they can apply for car finance or a vehicle lease and be accepted based on their income or the money in the bank, however, finance houses have to follow strict rules of compliance and therefore, if you haven’t got a UK credit history, you may find it difficult to qualify.
We work with a number of companies who specialise in offering Expat services for leasing, subscriptions or the purchase of both new/used cars.
Lets have a look at a few options:
Expat Car Leasing
Expat Car Subscriptions
Long-Term Car Rental
Buying a Car
Car Insurance
Breakdown Assistance
Which Option Should I Use?
Short-Stay (Less than 3 Months)
Long-Term Car Rental is ideal for those coming to the UK for a short-stay of less than 3 months. It offers one of the quickest and easiest ways of getting a set of wheels, but comes at a higher cost than other options.
Medium Stay (3 to 12 Months)
Car Subscriptions are often overlooked or under researched when it comes to running a car in the UK, think of it as a flexible car leasing approach based on an open ended agreement that can work around you and your stay in the UK.
Long Stay (12 Months Plus)
In this case it is worth looking at specialist car leasing or even purchasing a car, although financing a car purchase can prove difficult. Work with specialist expat car leasing experts to help you find the best option whilst in the UK.
What are the Different Types of Car Leasing in the UK?
Car Subscriptions
Car Subscriptions are the perfect match when it comes to Expats and heading to the UK. Work with specialist providers who help Expats and you open yourself out to a flexible way of running a car with no long-term commitment.
Short-Term Car Leasing
You don’t have to commit to 2, 3 or 4 years when it comes to car leases. Many specialist expat providers in the UK offer fixed car leases over 6, 9, 12 and 18 months on a wide range of cars. Ideal for those on fixed work contracts.
Flexible Car Leasing
There are a select expat specialist companies who offer expat’s flexible car leasing options in the UK, these can usually be taken for 1 month plus and ran until their clauses on the contracts, some allow you to keep for up to 3 years.
Contract Hire & Leasing (2, 3 & 4 Years)
Many mainstream lenders who offer car leasing options in the UK, require at least 3 years worth of good credit and 6 months of residential stability in the UK, even then it can be a decline. See our specialists who offer expat services.
How we work...
Step 1: Requirements
Let us know what you need and the type of contract you're looking for eg. Leasing, Subscriptions, etc
Step 2: Expat Friendly Options
Take a look at our expert expat partners and look at the pro's and con's of each provider
Step 3: Complete Form
Complete the form and let the experts get in touch with you, no spamming just help from day one.
Featured Guides
See our helpful Expat Guides on how to get a car in the UK. Click on the thumbnails below to give it a read.